Welcome to my OPM Wealth review.
You may have heard of the buzz surrounding this very new opportunity. Is this high ticket program really worth joining? Will the hole in your pocket be filled back with enough commissions to profit out of this?
This article is for you, if you are undecided or on the verge of joining.
I will lay out the details of the entire program, and offer my personal opinions on it, to help you make a better-informed choice.
Afterall, $2K to $27.5K is not something that you would just dump into a program without some in-depth consideration and listening to different viewpoints.
Without further ado, let’s dive right in now!
OPM Wealth Review Summary
Product: OPM Wealth
Creator: Stefan Dessalines is the official figure, though it isn’t clear he is the one who owns it.
Product type: high ticket program whereby you earn by promoting itself
Price: $2K to $27.5K (or by working 5 times as hard on a free membership)
Rating: 1 out of 5
Scam / Legit? : Not an outright scam, but I think it sits on the border
Recommended or not? : NOT recommended
OPM Wealth stands for wealth built with Other People’s Money. It teaches you to get a loan to finance yourself into this program, if you lack the financial resources.
Basically OPM Wealth is the sales funnel for a new program called Plutus Plan. You will be promoting Plutus Plan, and earning commissions when your referrals buy in. The company makes an effort to appear like there are solid products, but I personally don’t see it that way.
On the plus side, they have a sales team that will do the heavy lifting and try to close the sales for you, with leads from the traffic obtained through paid advertising, which you would pay another hefty sum for.
What is OPM Wealth
To find out what is OPM Wealth, let us first take a look at its website:
In a very vague way, OPM Wealth describes itself as providing funding services and connecting people to education platforms and strategies that will help them make money.
There is no other information on its website. It is simply a capture page that gets your email address if you want to find out more.
Once you enter that, you will be funneled to a members’ area, where you have access to the first three videos that will try to sell you the earning potential in getting involved with a digital franchise.
I think the term franchise is not used accurately here, but rather as one of the numerous attempts to make this high ticket program look more legitimate than it probably is.
The picture below is the example given by Stefan in describing the earning potential of getting into OPM Wealth. He maintained that these are very conservative numbers, but to me, 3 sales per month for such a high ticket program is way too optimistic.
Note the astronomical amount involved in paid advertising. This is realistically the kind of funding that you will need to get paid traffic to your offer.
The rest of the videos in the members’ area will only be unlocked at various points in time, as you schedule and get through zoom meetings with OPM Wealth’s sales team.
If you had been swayed by the sales person whom you talked to, your referrals might be too, as they would go through exactly the same funnel as you did.
Hence it is possible to make sales out of this, since you supposedly have an expert team doing the closing for you.
But before you jump in, do hear me out. There are a few red flags I want to point out in a later section.
Before that, let’s take a look at how the program is structured for you to earn, and the different levels.
Levels in the Plutus Plan
In gist, when you join OPM Wealth, you are essentially taking up the Plutus Plan, and then selling the same to as many people as possible.
To start, you will be buying into one of these levels in the Plutus Plan:
Hermes – $2K
Apollo – $5K
Athena – $8.5K
Zeus – $27.5K
Even at the lowest level, $2K is not something everyone would take lightly. If you are having second, third and fourth thoughts, your referrals would too. Hence it may not be easy to earn with OPM Wealth at all.
The program operates wholly with cryptocurrency. These include Bitcoin (BTC), Ethereum (ETH) and Litecoin (LTC).
Commission is 60% for the first level referral, and 10% for the second level, if the sales team does the closing for you.
If you close the sale yourself, then the first level commission goes right up to 80%.
First level means a paying referral who joins directly under you. Second level refers to the direct referrals of your first level referrals.
When you first join OPM Wealth, the first sale you make will be passed up to your direct sponsor. That first sale counts as your qualifying sale.
You only pass up the sale. The referral is still placed under you.
From the second sale onwards, you will then get to keep those commissions.
In a similar way, for the first sale made by every direct referral under you, you get to keep the 60% commission. For their subsequent sales, you get 10% commission, as those count as second level for you.
It is worth mentioning that OPM Wealth allows a free membership. The caveat is that you start earning only from the sixth sale onwards.
This means that the qualifying criteria for a free member is to acquire 5 sales, before they get to keep the commissions.
This provision is definitely good in the sense that you do not have to pay for any membership fee if you choose not to, but then you would likely have to work harder to get more sales, or spend more money on advertising to get traffic to the sales team.
It could possibly mean a lot more money dumped into paid traffic before you can qualify to start earning.
That’s something to take note of. I will also discuss paid traffic in the red flags section.
You earn only at your level or lower
Take for example you join at the Athena ($8.5K) level. When a referral joins at a lower level, say Apollo ($5K), you earn 60% of $5K.
But if a referral decides to join at a higher level, say Zeus ($27.5K), you only get 60% of $8.5K, which is your own level.
The outstanding commission will be passed up to the next in line who qualifies to earn at the higher level.
In this way, your earning potential is capped by the level that you are at.
Hence the sales team will definitely encourage you to take up the highest level possible, so as not to miss out on any earnings.
What do you actually get with the Plutus Plan
My very frank opinion is: nothing substantial, except for the hope of earning.
But of course OPM Wealth would have you think otherwise.
Except for some physical objects that the Plutus Plan Guide itself admits as being done to make their business model compliant with regulations (and of course it’s fun to receive things in the mail), and some training that may or may not be relevant to you, the other services like funding advice and traffic rotator all require separate fees.
If the digital products are substantial enough and would help you grow your ‘franchise’, why does OPM Wealth have to use physical products to make their business model compliant?
Advertising package and rotator
If you lack the skills and know-how to send your own traffic to your OPM Wealth offer, you’d have to rely on the advertising package offered by OPM Wealth. It costs a minimum of $2.5K.
This paid traffic will be placed on a rotator (your referral link together with other members’ links) to assign leads to you.
These leads then go through the sales funnel that you went through when you landed on OPM Wealth’s website: watch the introductory videos and possibly schedule zoom meetings with the sales team.
Ultimately, OPM Wealth wants you to buy into the Plutus Plan. So they will advise you to take up loans, in order to fund your way into the program. And that is essentially how they teach you to use Other People’s Money to make commissions for yourself.
Not a good idea at all, if you ask me. Now, it’s time to examine all the flaws that I see in this program.
Red Flags in OPM Wealth
This poses two problems: a huge initial investment on your part, not just for the Plutus Plan membership, but also for paid traffic, which (according to Stefan) is about $5K per month on average.
Secondly, it will be an uphill task to convert leads into actual buyers. Not everyone has the financial means to buy themselves into OPM Wealth.
Of course you can take the free membership, but possibly spend many times more on advertising before you even qualify to start earning. Not a wise move too.
And of course you have the option to take a loan, but if you remember, in one of the introductory videos, Stefan stated very clearly that you should be prepared for a loss of all your funds.
His exact words:
So if you are taking out a loan, using money that you do not have, you may end up in serious debt. There is really no guarantee of any earnings at all.
Most people will not make money
From what I have seen of such high ticket programs, most people do not make money. The structure is designed for people to fail.
You see, for you to make money, you need a minimum of 3 referrals just to break even – the first referral simply qualifies you, and the next two will help you recover your cost.
This hasn’t even taken into account the advertising cost. Add that in, and you will need even more people to lose money in order for you to break even.
So at any one point in time, if we were to take the Plutus Plan apart, the vast majority of its participants are losing money.
The only sure winner is Stefan and the other founders of the program. The moment somebody joins, Stefan earns. He is the only one who does not bear any risk in this scheme.
Some other people who may earn a life-changing income are the experienced marketers who know how to find their own traffic, either through their own paid means, or by finding free traffic to sign up with their referral link.
Take my website as an example.
The fact that you landed here shows that my review post of OPM Wealth shows up to people who are looking for it.
This is a high income skill in today’s world: showing up to the right group of people who are looking for exactly what you are writing about.
This skill will allow you to promote anything you want, literally.
If I had chosen to promote OPM Wealth, I could have simply turned this review into a positive one, raving about what a great opportunity this is. And in fact earn more from it than the other stuff I’m promoting now.
But I would never do it.
Because the OPM Wealth business model is unethical. At least that’s how I see it. I can attract referrals, but my referrals will not be equipped to attract their own free traffic to be converted into buyers.
That is why I’m choosing to teach my audience to equip themselves with this high income skill I’m talking about. It is the most important thing to master if you want to make serious money online.
It leverages search traffic on the internet to get a targeted audience with strong buyer intent to land on your offers.
Not only is paid traffic expensive, it is very risky
Paid traffic is something you can use to scale up your business when you have excess funds. But it takes a steep learning curve. It is something that you pay while you learn, and you learn while you do.
After each ad campaign, you are supposed to analyze the results, tweak the parameters, test the ad again, study, tweak, and test, and so on. Until you arrive at the perfect formula that will get you the highest conversion rate.
It can take tens of thousands of dollars before you finally get it, and start to recoup the initial losses with your optimized ad copy. Paid traffic is not for the faint-hearted.
But with OPM Wealth, you simply give them the money and leave things in their hands. You have no idea where their traffic comes from, how targeted it is, how much the real cost is, etc.
You learn nothing, and there’s no way you can try to improve your returns on investment.
This makes an already risky business even more risky.
If you follow Stefan’s formula, by the end of the 2nd month, you are already $10K short, just for advertising alone. What if all these paid traffic gets you zero conversion?
Think carefully about whether or not you’re prepared to lose all that money. In anything you do, use only money that you can afford to lose.
If you have to take a loan to do this, then please stay off the internet and go get a proper job. I have seen too many heartbreaking stories. It’s those who can least afford it who tend to get sucked into this kind of program.
What OPM Wealth Does Exactly
What OPM Wealth can do for you depends on whether your financial health is ready for this high ticket program, and whether you have a huge appetite for risk.
It also depends on your internet marketing skills. If you have the know-how to reach out to a massive group of targeted audience for free, this can have good earning potential for you.
If not, then make sure you can comfortably set aside $5K a month for advertising (without taking a loan).
To round up this article, let me recap and summarize the pros and cons, before I finally make my conclusion.
Pros of OPM Wealth
1. Possible to earn if you have the right marketing skills
The high income skill that will allow you to promote anything you want is the ability to show up to a massive group of audience who is looking for the exact stuff that you are promoting.
There is a proven formula for this.
What’s even better is it can be done with free traffic. There’s a catch, though – it requires quite a bit of hard work.
2. Sales team
To have a sales team do the closing for you is definitely a huge load off your shoulders. Especially since they are supposed to be the experts, doing this day in and day out.
Cons of OPM Wealth
1. Too expensive
This is a high ticket program that is definitely not the right fit for just anybody.
2. Most people lose money
The program is designed to be so. Thus please proceed with caution and very careful consideration. Do not be swayed by how easy Stefan makes it sound.
3. No control over the paid traffic that you buy from OPM Wealth
You really won’t have any idea where the traffic that you are paying for comes from.
I do not have any personal experience with the traffic package inside this product. It could be from a good and targeted source. Or maybe not.
The thing is, if I were to fork out thousands of dollars on paid traffic, I would want to, at the same time, learn to optimize the conversion rate, so that I can truly scale things up.
The skills I pick up will stay with me forever.
I want to learn to fish, instead of waiting to be served the catch, whose quality I have no control over.
4. No real product
If a program that costs $2K can throw in a bag pack and claim that this will make the business model compliant, I guess I do not have to say much else.
Is OPM Wealth Scam or Legit?
A high ticket program that has nothing too substantial to offer outside of the opportunity to promote itself and earn from it is no good. That’s my personal opinion, though I won’t go as far as calling it a scam.
Everyone wants to be rich, and it doesn’t have to cost you an arm and a leg.
There are many proven methods to make money online, and build it into a sustainable business.
I want to show you one of the lowest cost methods that do not require you to take any risk with paid traffic.
It does require some hard work, though. Which is needed no matter which route to an online income you choose.
Even expensive methods require hard work to learn, so that the money is well-spent and gets you higher returns. In fact, you would be under tremendous pressure to learn a lot faster if you do not want to be throwing all those money down the drain.
I’m risk-averse, and I believe firmly in profiting through free traffic first, before re-investing those profits into paid traffic for scaling up the business.
Allow me to show you an honest, down-to-earth and low cost method that will get you there. It’s not going to be easy, but it will get you there.
Versus the fast and easy way to empty your pockets and possibly get you nowhere.
Which would you choose?
I am now working full time from home, growing my internet business, and making an online income. I started from scratch with zero knowledge in this area. If I can do it, you can, too.
Here’s a peek into my daily earnings:
That’s almost $200 in just one single day. It’s nothing to boast about, though, as it’s just a small fraction of its full potential. I just wanted to show you the possibilities.
Check out this training platform that provides all the resources, tools, along with an entire community of aspiring as well as already successful online income earners:
This real deal does not promise instant results.
Instead, it provides the knowledge and lifelong skills required to grow a successful online business.
And for reading all the way to the end of the post, I believe you have it in you to make this work. Here is your FREE PDF Guide: 4 Simple Steps to Making Money Online. Fill in your details to claim it:
If you have any concerns or questions regarding this OPM Wealth review, do comment below, and we will start a conversation from there.